Brilliant, just brilliant. USB flash drive becomes personal ID Vault
Briliant, just briliant. Think of ID Vault as a personal digital safe to store your most important online information: your usernames and passwords. ONLY YOU have access to your personal information: ONLY YOU physically have your ID Vault safe and ONLY YOU know the PIN to unlock your ID Vault safe.
To access your online financial accounts, you only need to enter your username and password (in security industry parlance this is known as single-factor authentication; you only need something you know to access to your accounts). A cybercriminal, physically located anywhere in the world, can easily steal your sign-in credentials, gain access to your online accounts, and execute fraudulent financial transactions. Security industry experts have long known that so-called two-factor authentication, which requires both something you know and something you have to access your online accounts, is much more secure. Financial institutions use two-factor authentication with ATMs. To withdraw money from an ATM, you must present both an ATM card (something you have) and a PIN (something you know). Two-factor authentication for online financial accounts requires that you have a â€œdigital safeâ€ (in security industry parlance, a security token) to store your online sign-in information. Cybercriminals can easily steal the usernames and passwords you type into web pages, but they canâ€™t steal information stored in your ID Vault digital safe.
ID Vault is a USB security token with an embedded smart card chip. To access your financial accounts with ID Vault you need two-factors; you need your ID Vault PIN (something you know), and you need your ID Vault itself (something you have). If a thief steals your ID Vault , they canâ€™t use it without your PIN. If a thief steals your ID Vault PIN, they canâ€™t use it without having your ID Vault. ID Vault is available for you to use now â€“ donâ€™t wait for your financial institution to give you a security token (youâ€™re not waiting for your bank to give you a shredder!). Furthermore, ID Vault works with virtually all financial institutions â€“ one device gives you secure access to all your accounts (you donâ€™t want a separate security token for each of your online accounts!). With ID Vault , you can take control of your online security.
The ID Vault is easy to get in local retailers for about $49USD.
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